Florida Severe Storms Property Inspection Requirements

This document is a guide detailing the property inspection requirements following the severe storms that affected Florida in May 2024. It outlines the federal disaster assistance declared by FEMA on June 17, 2024, and specifies the necessary inspections for properties in impacted counties. The guide categorizes inspection requirements based on whether transactions involve appraisals or not, detailing the types of reports and certifications needed. For transactions with appraisals, it mandates a Property Inspection Report, Appraisal Update, and other documentation to confirm that properties have not been adversely affected by the disaster. For transactions without appraisals, similar inspection reports and certifications are required. The document also emphasizes the need for all inspections to include photographs and statements regarding neighborhood conditions. Additional operational procedures for brokers and underwriters are provided to ensure compliance with these requirements and to facilitate the funding process.