Tennessee Severe Storms FEMA Disaster Declaration

This document is a guide detailing the FEMA disaster declaration for Tennessee following severe storms and tornadoes that occurred on December 9, 2023. It outlines the federal disaster assistance made available to support state and local recovery efforts. The guide specifies the counties in Tennessee that require disaster inspections, including Davidson, Dickson, Montgomery, Sumner, Cheatham, Gibson, and Stewart. It provides property inspection requirements for transactions involving appraisals and those without appraisals, detailing the necessary documentation and inspection types needed for compliance. The document emphasizes the importance of ensuring that properties have current insurance and outlines the operational procedures for brokers to follow when ordering inspections in affected areas. Additionally, it includes specific requirements for FHA loans and the actions necessary if property damage is identified. The guide serves as a comprehensive resource for understanding the inspection and documentation process following the disaster declaration.