Direct Indexing Strategy for Personalized Portfolios

This document is a guide detailing a direct indexing strategy aimed at transitioning from mutual funds to a separately managed account (SMA). It outlines a client scenario involving Angela Lewis, who seeks to enhance her after-tax returns and personalize her investment portfolio while reducing costs. The guide presents challenges such as creating a personalized portfolio composition and increasing tax efficiency. It describes a systematic transition process to mitigate tax liabilities during the liquidation of her mutual fund holdings. The document also highlights the benefits of the new portfolio, including reduced costs, ongoing tax management, and increased customization. Additionally, it introduces Remi, a solution by Allspring for personalizing SMA portfolios through technology and research, emphasizing its role in delivering tailored, tax-optimized investment solutions. The guide concludes with a note on the importance of consulting financial advisors for personalized investment strategies.