ERISA 408(b)(2) Fee Disclosure Guide

This guide provides detailed information regarding fees and compensation associated with services offered by Ameriprise Financial Services, LLC to retirement plans. It outlines the requirements set forth by the Department of Labor under section 408(b)(2) of the Employee Retirement Income Security Act of 1974 (ERISA). The document is intended for plan fiduciaries responsible for selecting service providers and includes information on how compensation varies based on the relationship between the financial advisor and the plan. It describes two types of relationships: Platform Provider Relationship and Direct at Fund Relationship, detailing how fees are structured in each case. Additionally, the guide explains the services provided by financial advisors, including investment monitoring and employee education, and the associated fees. It also mentions the possibility of additional fees from third-party service providers and provides contact information for further inquiries regarding the disclosure requirements.