Well-Being Incentive Credits for Healthcare Costs

This guide outlines the well-being incentive credits offered by Anthem Blue Cross and Blue Shield through their health reimbursement arrangement (HRA) plan options. These credits are designed to help reduce healthcare costs for members and their covered spouses by earning points through participation in the Be Well SHBP well-being program, administered by Sharecare. Members can earn up to 480 points by completing various healthy actions, such as taking the RealAge Test, undergoing biometric screenings, and participating in preventive screening exams. The points can be redeemed for well-being incentive credits to lower eligible medical and pharmacy expenses or for a prepaid Visa card. The document details the process of earning points, how to redeem them, and the deadlines for submitting documentation for completed wellness actions. Additionally, it provides answers to frequently asked questions regarding point accumulation, account balance checks, and the rollover of unused credits.