Growth Corporates Working Capital Index 2025-2026

The Growth Corporates Working Capital Index 2025-2026 is a report that examines the business conditions and working capital requirements of 1,457 businesses as reported by their CFOs and Treasurers. This third annual Visa–PYMNTS Intelligence report details how Growth Corporates are utilizing working capital tools to navigate macro-economic challenges and enhance their resilience as they approach 2026. The report indicates that these companies are increasingly leveraging working capital solutions not only for emergencies but as a strategic resource for growth. It highlights that CFOs and Treasurers have unlocked significant financial benefits through these solutions, with an average of $19 million or 4% of revenue achieved. The report also notes a growing adoption of AI technologies among 58% of Growth Corporates, which has resulted in improved cash visibility and increased bottom-line benefits. The analysis draws on extensive qualitative and quantitative research to provide insights into how these firms manage liquidity and fund growth amidst evolving financial landscapes.