Mobile and Blockchain Financial Services for Displaced MSMEs

This report examines the role of innovative financial technologies, particularly mobile and blockchain-based services, in supporting micro, small, and medium-sized enterprises (MSMEs) within displaced populations. It highlights the challenges faced by these businesses, including financial exclusion exacerbated by conflict and crises, which affects millions globally. The report outlines how traditional financial services often fail to meet the needs of displaced individuals due to barriers such as lack of identity documentation and inadequate infrastructure. It discusses the potential of digital assets like Bitcoin and stablecoins to provide accessible financial solutions that do not rely on legacy systems. The report also emphasizes the necessity for improved digital literacy, infrastructure development, and supportive regulatory frameworks to facilitate the broader adoption of these technologies. Case studies illustrate the practical applications of these solutions, particularly in the context of the Ukrainian conflict, and propose next steps for enhancing financial inclusion for displaced MSMEs in emerging markets.