BNP Paribas Microsoft Teams Payment Solution Guide

This guide documents the launch of an embedded payments solution developed by BNP Paribas within the Microsoft Teams application. The initiative aims to facilitate secure payment transactions through conversations for professional individuals and small businesses. It outlines how users can request and accept payments directly within Teams without needing additional applications. The solution emerged from the collaboration between BNP Paribas and Microsoft, leveraging insights from design thinking workshops that explored embedded finance. Key stakeholders from both organizations participated in discussions to identify effective integration methods and ensure broad accessibility. The payment system adheres to Payment Card Industry Data Security Standards (PCI DSS) to maintain security. The guide also highlights the system's potential to open new B2B sales channels and create various use cases in professional services. The initial deployment will focus on France, with aspirations for broader European rollout, driven by client interest and ongoing feedback.