2025 Modern Wealth Survey Findings

The document is a report detailing the findings of the 2025 Modern Wealth Survey conducted by Logica Research for Charles Schwab. The survey, conducted from April 24 to May 23, 2025, involved 2,400 adults, including a nationally representative sample of 2,000 Americans aged 21 to 75, along with additional participants from Gen Z and cryptocurrency investors. The report outlines various insights into American investors' perceptions of investing, including the belief that successful investing today requires diversifying beyond traditional stocks and bonds. It highlights that a significant portion of Americans acknowledges the need for more short-term risk-taking and patience in their investment strategies. The report also discusses the increasing frequency of trading among investors and the growing interest in alternative investments, including cryptocurrencies. Furthermore, it presents data on the allocation of investment portfolios and the recognition of the need for professional guidance in managing modern investment portfolios.