Citizens Sustainable Finance Approach Overview

This document is a guide detailing Citizens' approach to Sustainable Finance, which aims to support the transition to a sustainable future. It outlines the definition of Sustainable Finance as the financing and facilitation of activities categorized as 'green' and 'social.' The document specifies the criteria for these activities, referencing industry-recognized standards and guidelines from organizations such as the International Capital Markets Association and the Loan Syndications and Trading Association. It describes various green activities, including renewable energy projects, energy efficiency improvements, and pollution prevention measures. Additionally, it highlights social initiatives aimed at enhancing economic inclusion and access to essential services. The guide also discusses the governance structure in place to ensure accountability and alignment with best practices, detailing how transactions are tagged as sustainable and reviewed by subject matter experts. Citizens commits to transparency by reporting progress against its Sustainable Finance Target in its annual ESG Report.