Cotality Home Value Index Report for November 2025

This technical report presents the Cotality Home Value Index as of November 2025, indicating a national increase in home values by 1.0% for the month. The report analyses the changes in dwelling values across various Australian cities, showing that while Sydney and Melbourne experienced lower growth rates of 0.5% and 0.3% respectively, other capitals like Perth recorded a monthly increase of 2.4%. It details the factors influencing these trends, including housing affordability issues and the impact of interest rates on market dynamics. The report highlights that rental vacancy rates are at a record low of 1.5%, contributing to rising rental costs nationwide. Additionally, it notes the implications of new lending policies on borrowing activity, particularly regarding high debt-to-income loans. This report illustrates the diverging trends in housing growth between major cities and mid-sized capitals, marking a significant observation in the ongoing property market changes in Australia.