Riot Compensation Act 2016 Claims Process

This document is a guide on the Riot Compensation Act 2016 (RCA), which governs compensation for damages resulting from riots. It outlines the eligibility criteria for claimants, including insurers who can seek reimbursement after fulfilling a policyholder's claim for riot-related damage. The guide emphasizes the importance of adhering to strict deadlines for submitting claims, which include a 43-day window for initial claim forms and a 91-day period for providing additional details and evidence. Failure to meet these deadlines may result in the denial of compensation claims unless exceptional circumstances are demonstrated. The document also specifies the types of claims that can be made, such as property damage and alternative accommodation payments, while clarifying that consequential losses, like business interruptions, are not covered. Additionally, it provides recommended steps for claimants to take promptly following a riot incident, ensuring they are informed about the necessary actions to protect their compensation claims.