Riot Compensation Act 2016 Guidance

This guide outlines the Riot Compensation Act 2016 (RCA) and its implications for claims arising from riots, specifically referencing the recent events in Cardiff on May 22, 2023. The RCA governs compensation for damages resulting from riots, superseding the Riot (Damages) Act of 1886. To qualify for compensation, claimants must demonstrate that their losses were directly caused by a riot as defined by the Public Order Act 1986. The guide details the eligibility of claimants, which includes insurers who may seek reimbursement for claims made by policyholders. It emphasizes the critical deadlines for submitting claims, stating that claim forms must be received within 43 days of the riot, with additional supporting evidence required within 91 days. The maximum compensation limit is set at £1,000,000, covering property damage and alternative accommodation costs, but excluding consequential losses. The guide advises prompt action to ensure claims are submitted within the stipulated timeframes.