Understanding BNPL Fraud During Holiday Shopping

This research article explores the alarming rise of Buy Now, Pay Later (BNPL) fraud during the holiday season, detailing the scale of the problem, criminal tactics, and effective defense strategies for retailers. With losses estimated between $3 to $5 billion annually, the article highlights the sophisticated methods used by fraudsters and offers practical solutions to mitigate risks. Retailers must adapt to protect their profits and maintain customer trust in an evolving digital economy.