Summary
This document is a research report detailing the product basket methodology developed for DBS Bank. It outlines the structured approach adopted by CRISIL to create product baskets based on specific inputs from DBS. The methodology includes three main steps: mapping the shortlisted funds using the CRISIL Mutual Fund Ranking (CMFR), identifying asset allocation for five defined risk profiles, and creating the product baskets according to the established rules. The report elaborates on the criteria for fund inclusion in the rankings, which considers factors such as net asset value (NAV) history, asset under management (AUM), and portfolio disclosure. It also discusses various analytical parameters like mean return, volatility, portfolio concentration, liquidity analysis, and asset quality. The document emphasizes the importance of adhering to the guidelines provided by DBS to ensure that the product baskets meet the diverse needs of investors across different risk profiles.
