Property Intelligence Solution for Underwriting Optimization

This guide outlines a property intelligence solution provided by CAPE, a Moody’s company, which integrates with Duck Creek Policy to enhance underwriting decisions and improve loss ratios for homeowners and commercial insurers. The document details how CAPE’s advanced imagery-based property analytics empower carriers and managing general agents (MGAs) to make informed decisions regarding property risk selection, underwriting workflows, and coverage options. It describes key benefits such as the ability to expand or right-size coverage by identifying overlooked exposures and optimizing inspection programs to enhance underwriting efficiency. Additionally, it highlights the advantages for commercial property insurers, including automation of submission and underwriting processes and access to predictive insights tailored for commercial properties. The guide emphasizes the importance of utilizing CAPE property intelligence to streamline underwriting processes, improve risk assessments, and enhance customer experience while reducing costs and loss ratios.