Expanding Access to Financial Literacy Across Tennessee

This document is a case study detailing ORNL Federal Credit Union's (ORNL FCU) initiative to enhance financial education for K-12 students across 19 counties in East Tennessee. The case study outlines the challenges faced by ORNL FCU in scaling their financial education efforts while maintaining quality and consistency. The organization recognized an urgent need for accessible financial education, particularly in low- to moderate-income and rural areas. To address this, ORNL FCU launched ThrivePATH, a comprehensive financial wellness program in partnership with Everfi. This collaboration allowed for the implementation of a scalable K-12 financial education platform that included engaging digital lessons and assessments. The document presents the impact of this initiative, highlighting significant increases in student reach and engagement, as well as the importance of community partnerships. The case study emphasizes the commitment of ORNL FCU to provide equitable access to financial literacy education and its effectiveness in fostering long-term financial health among students.