FutureSmart Financial Literacy Education Program Overview

This document is a report detailing the MassMutual Foundation's FutureSmart Financial Literacy Education Program aimed at enhancing financial literacy among U.S. students. The Foundation's mission is to promote financial resilience in underserved communities by providing access to essential financial education resources. The report outlines the challenges faced by many Americans in managing financial emergencies and emphasizes the importance of early financial education in fostering economic empowerment. The Foundation partnered with Everfi to create a scalable, cost-free program that serves middle and high school students, offering interactive curricula aligned with national standards. The program has reached over five million students across 17,000 schools, with a significant percentage of participants from low-to-moderate income communities. The report presents measurable outcomes, including knowledge gains among students after completing the course, and highlights the program's commitment to democratizing financial education to build healthier communities. It concludes with a call to action for further engagement in promoting financial literacy.