Green Rewards Mortgage Loan Process Guide

This guide outlines the Green Rewards Mortgage Loan process, which is designed to assist property owners and tenants in achieving energy and water savings while reducing utility expenses and greenhouse gas emissions. The document details the steps involved in obtaining a Green Rewards Mortgage Loan, including the roles of the borrower, DUS lender, and HPB consultant. It explains the importance of the High Performance Building (HPB) Report, which documents baseline energy and water consumption and provides recommendations for Energy and Water Efficiency Measures (EWEMs). The guide emphasizes the need for proper planning, including gathering utility data and scheduling site visits, to ensure a smooth loan closing process. Additionally, it covers the installation of EWEMs, verification inspections, and annual measurement reporting requirements, highlighting the importance of compliance with loan documents throughout the life of the mortgage. The document serves as a comprehensive resource for borrowers navigating the Green Rewards Mortgage Loan process.