2024 Community Reinvestment Act Edit Guidelines

This technical report outlines the 2024 edits for the Community Reinvestment Act (CRA) as established by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency. The document categorizes CRA edits into three types: Syntactical, Validity, and Quality. Each category addresses specific errors in reported data that need correction to ensure accuracy. Syntactical edits focus on errors that prevent data from being loaded into the database, while Validity edits address factually incorrect information. Quality edits pertain to unusual data that may require further investigation. The report emphasizes the importance of submitting accurate CRA data to avoid erroneous disclosure statements. Additionally, it provides guidance on reporting Assessment Areas, including examples of how to include or exclude property locations. The report confirms that there are no changes to CRA edits for the year 2024.