First-Citizens Bank & Trust Company, established in 1898 and headquartered in the United States, operates within the finance and banking industry, employing over 10,000 individuals. The company provides a range of financial services, including retirement plan solutions, as evidenced by its published Request for Proposal (RFP) template for retirement plan services. This document outlines a structured approach for plan sponsors to solicit proposals from qualified providers, emphasizing the importance of compliance, fiduciary responsibilities, and strategic goals such as reducing plan fees and enhancing participant education. Additionally, First-Citizens Bank & Trust Company publishes the "Beyond Wealth Report," which serves as a research article exploring various financial themes. This report reflects the company's commitment to understanding and addressing the evolving needs of its clientele in wealth management. The limited document corpus suggests a focus on providing practical guidance and insights in financial planning and retirement services, aligning with the company's broader expertise in banking and finance.