Summary
This document is a report detailing the SpendTrend data from Fiserv for October 2025, which serves as a macro-economic indicator reflecting aggregated year-over-year same-store card-based payment activity among businesses that have been operational for at least one year. The report compares data from October 1-31, 2025, with the same period in 2024. It presents various metrics including overall retail spending growth, transaction growth, and average ticket size changes across multiple industries. The report indicates a year-over-year spending growth of 4.4% and a transaction growth of 5.4%. It also highlights trends in specific sectors such as food and beverage stores, services, and retail, noting shifts in consumer behavior influenced by inflation and changing product mix preferences. Additionally, the report discusses the performance of different payment types and regional variations in spending and transaction growth, providing a comprehensive view of the current economic landscape as it relates to consumer spending habits.
