Risk Management and Analytics Advisory Services

This document is a guide detailing BMI's Risk Management & Analytics Advisory services, which focus on developing and validating credit risk models and understanding default risks across various industries. The advisory service leverages over two decades of experience in delivering Basel-compliant credit risk models and solutions, particularly in emerging and frontier markets. It addresses critical questions regarding credit discrimination, risk appraisal, financial statement reliability, and regulatory compliance with IFRS9. The guide outlines the processes involved in credit model development and validation, including counterparty risk grading and enterprise risk management. It emphasizes the importance of a robust risk management framework that includes strategy, governance, risk identification, assessment, mitigation, and monitoring. The document presents BMI's systematic approach to risk management, aiming to enhance operational efficiency and ensure a resilient risk management culture within organizations.