Global InsurTech Report on AI in Insurance

This report serves as a comprehensive analysis of the role of artificial intelligence (AI) within the four largest insurance business lines, specifically focusing on life, accident, and health insurance for the fourth quarter of 2025. It outlines the significant investments made by the insurance industry into AI technologies, highlighting a notable rebound in InsurTech funding, which rose by 19.5% year on year to USD5.08 billion. The report discusses the transformation brought about by AI, including the shift in investor confidence, with (re)insurers making record investments into InsurTechs. It also addresses the challenges and potential pitfalls associated with AI, including the disparity between high market valuations and actual revenue generation. The document emphasizes the growing integration of AI in InsurTech and the implications for the future of the industry, while also reflecting on historical trends and investor behavior in the sector.