2026 Commercial and Industry Economic Outlook

This document is a report detailing the economic and industry outlook for 2026, produced by Huntington Commercial Bank. It outlines the anticipated macroeconomic trends, including solid consumer spending, which is expected to drive economic growth despite challenges such as a slowdown in immigration and divided consumer spending patterns. The report emphasizes the resilience of upper-income households and their significant role in the economy, predicting a GDP growth rate of 1.5% to 2.0%. It also discusses the Federal Reserve's potential interest rate cuts and the implications of labor market dynamics on inflation and job growth. Key themes include the impact of government policies on economic activity and the expected divergence in spending between different income groups. Overall, the report aims to provide insights that help business leaders navigate the complexities of the economic landscape in 2026.