Financial Imposter Syndrome and Economic Resilience

This report presents findings from the KeyBank 2025 Financial Mobility Survey, which investigates the financial behaviors and perceptions of Americans amidst economic pressures. It highlights the phenomenon of financial imposter syndrome, where individuals doubt their financial skills despite evidence of resilience. The survey reveals that while 50% of respondents feel financially stressed, many are closer to their financial comfort goals than they perceive. Key findings indicate that 87% are confident in paying their rent or mortgage, and 70% can manage their credit card payments. The report also discusses generational differences, particularly among Gen Z, who are increasingly prioritizing debt repayment over savings. Furthermore, it addresses the challenges of homeownership, with 46% of non-homeowners believing it is unattainable. The document outlines the importance of financial education and strategic planning in navigating personal finances and achieving long-term goals.