Employee Benefits Planning Checklist

This document is a checklist designed to assist employees in understanding their benefits provided by their employer. It outlines various aspects of employee benefits, including life cover, critical illness cover, and sick pay entitlements. The checklist encourages employees to assess whether their life cover is sufficient to meet financial obligations, such as mortgage payments, in the event of illness or death. It also prompts employees to consider additional savings or financial support they may need if they are unable to work due to illness. The document provides information on state benefits, including Statutory Sick Pay and Employment and Support Allowance, detailing the amounts and duration of these benefits. Furthermore, it discusses the Bereavement Support Payment available to those who have lost a spouse or civil partner, including eligibility criteria and payment details. The document emphasizes the importance of planning ahead to avoid financial difficulties during challenging times.