This guide serves as a resource for members of the Islington Pension Fund, specifically focusing on the Local Government AVC Scheme. It provides essential information about the available funds for investing pension savings, emphasizing the importance of understanding investments for retirement planning. The document is structured into three main sections: the first covers investment basics, including concepts such as funds, risk, diversification, and associated charges. The second section details specific fund options available for investment, while the third section offers practical information about funds, including the Financial Services Compensation Scheme and a glossary of investment terms. The guide encourages members to seek advice from financial advisers and stresses the importance of reading all provided materials before making investment decisions. It also highlights the risks associated with investments and the potential for returns, underscoring the need for careful consideration in managing retirement savings.