This guide serves as a resource for members of the Shropshire County Pension Fund, specifically focusing on the Local Government AVC Scheme. It provides essential information regarding the available investment options for pension savings, emphasizing the importance of understanding funds and investments. The document is structured into three sections: the first section covers investment basics, including concepts such as risk, diversification, and associated costs; the second section details the specific funds available for investment; and the third section offers practical information about fund operations and includes a glossary of investment terms. The guide encourages members to read all sections thoroughly, especially the first and third, to make informed decisions regarding their pension investments. It also highlights the necessity of consulting a financial adviser for personalized support. The content is accurate as of April 2025, and it is recommended that members keep this document for future reference.