L3 Certification Guidelines for EMV Payment Processors

This document is a developer guide outlining the steps for pursuing Level 3 Certification with an EMV payment processor. It begins with initial considerations, emphasizing the importance of understanding EMV specifications and contacting the payment processor to obtain relevant information on their certification process and requirements. The guide details prerequisites for certification, including the necessity of completing Level 1 and Level 2 certifications. It also describes the preparation of a test environment that simulates real-world payment transactions, including the necessary hardware and software. The document further explains the integration and development of the payment application, followed by thorough testing of integrated circuit cards to ensure compliance with EMV specifications. Additionally, it outlines the submission of test results to the payment processor and the importance of addressing any feedback received during the testing process. Finally, it advises staying informed about updates to EMV specifications to maintain compliance.