Summary
This document is a research report that presents the findings of the 2022 Stable Value Study commissioned by MetLife. The study aims to provide strategic insights into the use of stable value in defined contribution (DC) plans. It highlights that 82% of DC plan sponsors currently offer stable value as a capital preservation option, with nearly all sponsors indicating no plans to change this offering. The report emphasizes the importance of advisor recommendations, noting that 82% of plan sponsors rely on their advisors to recommend stable value. Additionally, it discusses the decline of money market funds in DC plans, attributing this trend to stable value's superior performance. The methodology section details that the study involved 222 interviews with plan sponsors, along with surveys of advisors and fund providers conducted between June and October 2021. The findings suggest a strong preference for stable value among plan sponsors and advisors, reflecting its role as a key capital preservation option in retirement plans.
