This document is a technical report that outlines the methodology used by MOBE to measure the impact of health and well-being programs on financial outcomes. It emphasizes the importance of attribution in determining the effectiveness of such programs. The report details the use of the Rand Short Form Health Survey (SF-36) as a reliable tool for assessing participants' self-perception of health, which is a critical predictor of health care costs. The document presents findings from surveys conducted between 2019 and 2022, demonstrating a correlation between improved self-perception of health and reduced health care costs. It explains the process of tracking changes in self-perception over time and analyzing corresponding health claims data to establish a clear connection between health improvements and cost reductions. The report concludes with key outcomes, highlighting that participants with lower initial SF-36 scores experience the most significant improvements and cost savings, thereby reinforcing the value of targeted health interventions.