Consumer Spending Insights for the Holiday Season

This research report examines consumer spending patterns during the festive season, focusing on payment preferences and holiday experiences. The analysis is based on a survey of 8,500 consumers across various countries, including Brazil, Canada, and the U.S. The report outlines key findings, such as the significant role of travel in holiday plans, with 44% of respondents indicating intentions to travel. It also highlights the evolving payment preferences, where debit and credit cards remain popular, alongside a growing interest in digital wallets. The report details how consumers are increasingly planning their holiday shopping earlier, with 88% valuing discounts and promotions. Additionally, it discusses the rise of the experience economy, where many consumers prefer gifting experiences over physical products. The report concludes by noting the cautious optimism among consumers regarding their financial outlook, which influences their spending behavior during the holidays.