GHG Emissions Assessment in Bank Portfolio 2024

This report is a technical document detailing the greenhouse gas (GHG) emissions associated with the loan portfolio of the Cooperative Bank of Karditsa as of December 31, 2024. It utilizes the Global GHG Accounting and Reporting Standard for the Financial Industry, specifically following the Partnership for Carbon Accounting Financials (PCAF) methodology. The report outlines the emissions from various loan categories, including Business Loans, Mortgage Loans, Motor Vehicle Loans, and Stocks and Bonds. It provides a comprehensive analysis of financed emissions, indicating that Business Loans account for the majority of emissions, particularly from the Agriculture and Electricity sectors. The report also highlights the data quality scores for each loan category and notes that this year's analysis has expanded to include additional loan types compared to previous years. The findings aim to support the bank's commitment to transparency regarding its climate impact and align with global climate goals.