Risk Transfer Program Implementation Guide

This guide outlines the components of a Risk Transfer Program, which involves shifting the risk of loss to a responsible party. It details the steps necessary for successful implementation, including the development of a vetted network of authorized contractors, legal review of hold harmless and indemnification clauses, and the maintenance of current Certificates of Insurance. The document also describes the role of QBE's Risk Solutions team, which provides expert evaluations and technical knowledge to address common causes of loss, such as slips, trips, and falls. It emphasizes the importance of workplace design and safety training in preventing injuries. Additionally, the guide presents various resources and training materials available for businesses to enhance their safety protocols and risk management strategies. It concludes with information on consultative services, accident analysis, and the identification of risk improvement opportunities.