Preferred Low Adult or Family Dental Benefit Selection Guide

This document is a Dental Benefit Selection Guide that assists individuals in choosing a dental plan suitable for adults or families. It provides a side-by-side comparison of the benefits offered by preferred low and high dental plans, detailing coverage levels for various services such as diagnostic and preventive services, basic services, major services, and orthodontics. The guide outlines the waiting periods for different types of services and specifies the annual out-of-pocket maximums for essential health benefits (EHB) for individuals under 19 years of age. It also highlights the deductibles applicable to both EHB and non-EHB covered services. The document emphasizes the importance of regular dental visits for overall health and provides information on how to access in-network providers. Additionally, it includes notes on exclusions and limitations related to the dental plans, ensuring that users are informed about the coverage details and potential restrictions.