A New Start Clinics Health Insurance Case Study

This case study outlines the health insurance challenges faced by A New Start Clinics, a recovery center in Kentucky. The CEO, Tim Dukes, identified issues with their traditional health insurance plan, including annual rate increases, lack of transparency, and high out-of-pocket costs for employees. To address these challenges, Dukes collaborated with his benefits advisor, Dennis Hartin, to implement a self-funded group medical captive plan from Roundstone Insurance. This innovative solution provided A New Start with better care options, lower costs, and increased employee utilization of health benefits. The plan allowed employees to access primary care with no copays and reduced deductibles, leading to improved health outcomes. The case study details how the group captive model minimized risk while enhancing data transparency and customer service. As a result, A New Start Clinics experienced overall cost reductions and increased employee satisfaction, demonstrating the effectiveness of the new health insurance strategy.