Commercial Property Insurance Trading Guidelines

This document is a guide on trading Commercial Property Insurance, outlining two primary methods: online trading and regional trading. It details the criteria for trading online, including a maximum capacity of £1.5 million and a limit of 20 premises on a single policy, which can include a mix of commercial and residential properties. The guide specifies declared value limits for different types of properties, such as £10 million for residential premises and £5 million for wholly commercial premises. It also lists various risk management criteria that must be met for online trading, including good risk management practices and occupancy requirements. Additionally, the document identifies areas with no risk appetite and provides information on services available for complex requirements. The guide emphasizes the need for licensed insurance brokers to utilize the information for general purposes and includes contact details for further inquiries.