Financial Resilience Index Analysis for 2025

This report presents the findings of Sun Life Asia's second annual Financial Resilience Index, which aims to analyze the financial literacy, attitudes, and behaviors of individuals across Asia. The study highlights the challenges faced by respondents in managing their finances amid rising living costs and economic uncertainties. It indicates that while a significant portion of respondents feel financially secure, many lack long-term financial planning, with over half having no financial plan extending beyond one year. The report categorizes respondents into high and low resilience groups based on their ability to withstand financial shocks and confidence in meeting financial goals. It notes a generational divide, particularly highlighting that Gen Z feels the least financially secure. The findings emphasize the importance of maintaining a long-term financial outlook and the role of financial advisors in enhancing financial resilience. The report also discusses the impact of inflation on spending behaviors and the necessity for improved financial literacy across all age groups.