ABOS: A New Banking Operating System

This technical report discusses the ABOS platform, which represents a significant shift in banking technology. It outlines how ABOS enables banks to create and refine their entire banking experience efficiently. The report details the layered architecture of ABOS, including the Genesis Layer for natural language-driven bank modeling, the Autonomous Product Layer for rapid innovation, and the Autonomous Watchdog Layer for continuous compliance. Each layer serves a specific function, allowing banks to adapt quickly to market changes and regulatory requirements. The report explains how ABOS utilizes AI to automate processes, enhance product development, and ensure compliance with evolving regulations. It emphasizes the platform's modular design, which allows banks to customize services easily and respond to customer needs with agility. Furthermore, the report highlights the transformative impact of ABOS on banking operations, improving efficiency, reducing time to market, and enhancing customer experience. The findings suggest that ABOS positions banks to thrive in a rapidly changing financial landscape.