Tink is a Swedish company founded in 2012 that operates within the software industry, specifically focusing on financial software and services. With a workforce of 501 to 1,000 employees, Tink develops solutions aimed at enhancing the financial technology landscape. Their published content indicates a strong emphasis on lending practices, particularly the importance of enriched data in affordability assessments. In their recent report, "Lending, Levelled Up," Tink discusses the growing necessity for robust affordability evaluations in the lending sector, especially amid economic challenges such as the cost-of-living crisis. The company highlights the limitations of traditional assessment methods and advocates for the adoption of more comprehensive data strategies to improve creditworthiness evaluations. Furthermore, Tink notes the increasing regulatory scrutiny faced by lenders, emphasizing the need for thorough risk assessments to comply with evolving standards. Overall, Tink's expertise lies in providing innovative financial solutions that respond to the changing demands and regulatory environment of the financial services industry.