Summary
This document is a guide that presents a comparison of the 2026 Medical Plans available for employees eligible for the Continental US Benefits Platform. It outlines the features of Consumer Directed Health Plans (CDHP) Core and Core Plus, detailing the networks provided by Aetna, Cigna, and Anthem. The document specifies the annual deductibles for individual and family coverage based on varying base salary brackets. It also explains the coinsurance rates applicable after the deductible is met, as well as the annual out-of-pocket maximums for both in-network and out-of-network services. Additionally, the guide includes information on Health Savings Account (HSA) contributions, employee contributions, and preventive care coverage. The document emphasizes the importance of understanding the specific terms and conditions related to each plan, including coverage limits for various medical services and the requirements for pre-certification. Overall, it serves as a comprehensive resource for employees to navigate their health plan options effectively.
