Wise is a financial technology company based in the United Kingdom, specializing in cross-border payments and banking solutions. Founded in 2011, the company has grown to employ between 5,001 and 10,000 individuals and reported revenue of approximately $2.43 billion. Wise focuses on enhancing the efficiency and transparency of international money transfers, addressing challenges such as high costs and limited access that affect both retail consumers and businesses. The company's published documents include a research article on junk fees and an analytical report related to the G20 Roadmap for Enhancing Cross-Border Payments. The latter discusses critical issues in the global payments landscape, emphasizing the need for improved price transparency and access to information for consumers. This report critiques existing frameworks and highlights the importance of clear communication regarding transfer costs, which is essential for fostering competitive dynamics and supporting financial inclusion. Wise's commitment to transparency and efficiency in cross-border payments positions it as a significant player in the finance industry.