Worldpay Global Payments Report 2025 Overview

The Worldpay Global Payments Report 2025 is an annual study that documents the evolution of payment methods over the past decade. This edition highlights significant transformations in consumer payment preferences, driven by advancements in technology and changing consumer expectations. The report outlines how digital payment methods, including digital wallets and buy now pay later (BNPL), have grown substantially, with digital payment spending increasing from $1.7 trillion in 2014 to $18.7 trillion in 2024. It also details the decline of cash usage and the adaptation of traditional payment methods, such as credit and debit cards, to meet the demands of a digital-first landscape. The report projects that by 2030, digital payments will capture 79% of online spending and 53% of in-store spending. Furthermore, it discusses emerging trends, including the potential impact of cryptocurrencies and embedded finance on future payment systems.