This document is a guide that discusses the importance of financial wellbeing counselling for employees, particularly focusing on the challenges faced by young Danes aged 18 to 35. It outlines the findings from a survey conducted by Finance Denmark, indicating that one in five individuals in this age group are experiencing financial difficulties, which negatively impacts their quality of life. The guide emphasizes the role of impartial personal financial counselling in improving employee wellbeing and reducing stress related to financial issues. It details the Financial Wellbeing counselling concept offered by WTW, which supports companies in providing financial advice to employees facing various financial challenges, such as home buying or loan restructuring. The document also highlights the increasing recognition among companies of the need for new initiatives to address financial stress and enhance employee wellbeing, particularly in light of rising interest rates and living costs. Additionally, it mentions the collaboration with Konsilium21 to provide comprehensive financial advice.