Safe Harbor 401(k) Plans for Small Businesses

This guide explores Safe Harbor 401(k) plans, designed to help small businesses navigate IRS nondiscrimination testing. Learn how these plans simplify retirement offerings, maximize contributions for owners and highly compensated employees, and ensure compliance with IRS regulations. Discover the benefits, contribution options, and eligibility criteria for Safe Harbor plans, making it easier for small businesses to provide valuable retirement solutions for their employees.