401go

Overview

401go is a software company based in the United States, founded in 2019, that specializes in providing solutions for small businesses to manage their 401(k) plans. The company focuses on Safe Harbor 401(k) plans, which are designed to simplify retirement plan administration and compliance with IRS nondiscrimination testing rules. These plans help ensure equitable participation among employees, making them particularly suitable for small businesses where participation may be uneven. 401go's documentation outlines the benefits and requirements of Safe Harbor plans, including employer contribution structures that facilitate compliance and predictability. Additionally, the company offers a seamless process for converting existing 401(k) plans to their platform, emphasizing minimal hassle for both employers and participants. Their resources include guides on the conversion process and practical tips for managing retirement plans effectively. With a commitment to supporting small businesses in navigating retirement planning, 401go provides tools and expertise to enhance the overall experience for employers and employees alike.

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