Dun & Bradstreet U.S. Predictive Analytics Guide

This guide presents Dun & Bradstreet's U.S. Predictive Analytics, focusing on various predictive scores that assess business credit risk and financial stability. It outlines the D&B Delinquency Predictor, which forecasts the likelihood of a company paying severely delinquent (91+ days past due) within the next 12 months. The guide also details the D&B Financial Stress Score, which predicts the potential for financial distress in the same timeframe. Additionally, it describes the D&B PAYDEX Score, a dollar-weighted indicator of past payment performance. The document includes at-a-glance sections for each score, providing percentile rankings and incidence rates of delinquency and financial stress. Furthermore, the D&B Viability Rating is introduced, which assesses the probability of a company ceasing operations within the next year. The rating comprises components such as the Viability Score, Portfolio Comparison, Data Depth Indicator, and Company Profile, which collectively aid in evaluating business risk.